Why Should I Hire a Money Manager?
A full time money manager should be able to reduce your investment risk while improving performance, net after all costs. Based upon our history, Charter has done just that.

What Exactly Does a Money Manager Do?
A money manager is a professional Investment Advisor who invests your portfolio in a manner that you would if you had the time, information, and experience to do it yourself.

How Does Charter Know What is Right for Me?
At Charter, we guide you in the development of suitable investment objectives that are compatible with your risk comfort level. Then we structure an investment portfolio designed to meet the personal objectives you select.

How Do You Select Stocks to Buy?
We use fundamental security analysis and industry research to select high-quality stocks. Each security is classified by risk and profit expectations. Individual investments are then selected to fit the goals of each client.

Does Charter Receive a Commission on Trading Activity?
No. Charter receives no commissions, referral fees or other compensation other than our stated management fee.

Are My Investments Held at Charter?
No. For your safety and peace of mind, all assets are held in your name at an independent brokerage firm or other custodian of your choice.

Do I Have to Fill Out a Lot of Paperwork to Transfer my Assets?
No. Usually your assets stay right where they are. If any transfers are required, or requested on your part, we will assist in preparing all necessary transfer documents.

Bonds are Easy. Why do I Need Help with Bonds?
Bonds are often mistakenly assumed to be passive investments. Remember, when you purchase a bond, you are actually lending money -- at the specified terms of the borrower! Call provisions, convertibility features and credit quality are all important considerations that must be evaluated and continually monitored. Simply lending money at the highest rate of interest, as many novice investors are prone to do, is a high-risk proposition.

Can Charter Help Me Establish a Trust for My Family?
If suitable, we can demonstrate the overall investment and estate planning benefits of various trusts, but since we are not attorneys we cannot draft the trust documents. We will however work with your personal attorney to see that a trust is structured to meet your needs.

Can Charter manage the assets of an existing trust?
Yes, absolutely. Over 50% of our clients have trusts.

Do I Still Receive My Statement and Confirmations?
Yes. You receive all statements and confirmations of trades from the custodial firm where your assets are held. In addition, Charter provides you with quarterly statements. We also provide you with year-end statements that contain important information such as capital gains and losses, and investment performance details.

Will I Be Able to Read My Charter Statement?
Yes! We designed our statement to be easy to read, while presenting essential information you need to know... such as the current market value and original cost basis of each asset.